You can access your UGAFODE Microfinance Bank account from anywhere at any time using UGAFODE Mobile.
The quickest and easiest way to access your UGAFODE Microfinance Bank account is through UGAFODE Mobile, which you may use from any location at any time using a mobile device.
The client can check their account balance, request a mini-statement, save or deposit money, make withdrawals, pay back loans, pay their UMEME and water bills, transfer funds to another UGAFODE account, purchase airtime, and so much more once this service is enabled.
Here we show you how to sign up for Uganda’s UGAFODE mobile banking service among other things.
Registration Requirements for UGAFODE Mobile

When registering for UGAFODE Mobile as a current customer, you can access the service with ease, but potential consumers or “newcomers” must first open an account with UGAFODE before registering.
Requirements for current/existing customers
- National ID
- Valid Refugee Card.
- Registered Phone number.
- UGAFODE account number.
Requirements for new UGAFODE customers
- A passport-size photo
- Identification-National ID, Refugee ID, Valid passport with a resident Visa
- Account opening amount
If you want to become a customer, you must first create an account with UGAFODE before adding UGAFODE Mobile as an external provider.

How to Sign Up for Mobile Banking with UGAFODE in Uganda
- The customer must go to the nearby UGAFODE branch in their region to sign up for UGAFODE Mobile.
- Once you are there, ask the customer service representative to register you for UGAFODE mobile, that’s probably at the counter. The representative will as you if you meet all the requirements. If you agree, they will give you an application for UGAFODE Mobile.
- Complete the form with all the necessary information, attach a copy of your identification, and then give it to the customer service representative.
- If the branch manager approves, the customer service representative will update your request in the system. The customer will get an SMS on the phone number they registered with a One Time Password (OTP) and instructions for logging in as soon as the branch manager approves the application.
- To complete your desired transaction after getting the SMS, dial *230# and press the call button, enter the OTP, and then follow the on-screen instructions.
Conclusion
And that’s how the UGAFODE Mobile banking service in Uganda works. By enabling this service, customers will no longer need to visit the nearby UGAFODE branch which can sometimes be difficult and even time-wasting.
After registration, you can make a chain of transactions on your mobile phone fast and easily.