DFCU offers a wide range of financial tools like ATM and VISA card depending on the usage and requirements of their members.
Is there a difference between the DFCU bank ATM and the VISA card? In terms of financial tools like ATM or VISA cards, DFCU currently offers a wide range of solutions depending on the usage and requirements of their consumers.
To use the services offered by DFCU bank wisely and effectively, you must, however, be aware of the characteristics and variations between VISA and ATM cards.
About the DFCU Bank ATM Card
As the name implies, a DFCU ATM card can be used to withdraw money from an associated account at any Automated Teller Machine (ATM) belonging to DFCU Bank. ATM cards could previously only be used for “on-us” transactions.
However, these cards can now be used at a larger network of ATMs thanks to the emergence of connected ATM networks.
It’s also important to note that the standard ATM card that the clients had been using for banking transactions was replaced by the DFCU Visa Debit card.
The DFCU VISA Card
DFCU Payment cards that utilize the Visa network are known as Visa cards. To access Visa’s network, financial institutions collaborate with the corporation.
Magnetic stripe, microchip, and 16-digit account number are all standard on Visa cards. Visa cards come in a variety of forms, including gift cards, prepaid cards, debit cards, and credit cards.
Benefits
- Customers of Dfcu Bank can now take advantage of a variety of special discounts, promotions, and advantages when they use their Dfcu Bank VISA Cards to make purchases at a few particular establishments around the country.
- With this card, customers can spend on merchant categories such as Groceries, Appliances, Restaurants, Furniture, Fuel, Fashion & Beauty products, and Lifestyle.
- Make online payments instantly.
- Enhanced chip and pin security features.
What to do if your VISA card is expiring soon?
Customers can visit any DFCU bank branch with a valid National ID and UGX 15,000 replacement fee to apply for a new card.
For people with VISA cards interested in carrying out online transactions, you must fill in an indemnity form for that service to be activated.
How long does it take to get your VISA card for those who apply?
It takes only 3 working days to get your DFCU Visa Debit Card.
What are the charges for getting a DFCU VISA card?
The charges depend on the account type being opened by the customer.
Once you visit the Dfcu bank branch nearest to you, a Dfcu representative will avail you of the different types of bank accounts you can open with Dfcu bank such as a salary loan account, investment Club Account, fixed Deposit Account, Agric Group Account among others.
They are in the range of UGX 10,000, 20,000, and 50,000 which is referred to as the opening fee. Once these payments are made and your credentials are verified, you can get your VISA card in 3 days.
Conclusion
And that’s the difference between a DFCU ATM card and a VISA card. The VISA card seems to be more multifunctional, up-to-date, and very safe compared to the latter.
Also, Dfcu upgraded to VISA cards for most of their accounts which you can get by visiting the nearest Dfcu Bank branch.
