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get a Mobi Loan from KCB

KCB bank offers a short-term unsecured loan called Mobi Loan, which is initiated by using your Mobi platform as security. Customers can borrow credit.

The Mobi Loan from KCB is a short-term unsecured loan that is initiated using your Mobi platform as security. For KCB bank customers looking to borrow credit, you can use the service now by dialing *244# or borrow through the KCB mobile App.

In this article, we explain how one can borrow money through the KCB mobi loan service, eligibility, benefits, and more.

How to get a Mobi Loan from KCB

By dialing *244# and choosing Option 5 “Mobi loan,” you can get a KCB Mobile loan. Applying terms and conditions, customers who have signed up for mobile banking are eligible for this service.

Visit any KCB branch with your original National ID to sign up for mobile banking, or send your request through email to [email protected], over the phone at +256 200508220, or by WhatsApp at +256757378603.

Customers of KCB can also complete their banking and financial needs like applying for a mobi loan with the KCB Mobile App. It has a striking visual aesthetic that has been meticulously created to provide a lovely user experience.

Eligibility for a KCB mobi loan

  • One must have an active account on the KCB mobile banking platform.
  • Make sure to maintain an open KCB bank account for at least 6 months, with the most recent deposit occurring within the previous 30 days.
  • Have a credit card for loans greater than Ugx 500,000.

Benefits of the Mobi Loan from KCB

Are you interested in getting a Mobi Loan from KCB? Here are some of the benefits you can expect to find?

  • 24-hour Instant Access

Customers of KCB can get instant access to the Mobi loan. One must have been an active KCB customer for at least 6 months and have made 4 deposits during that time.

  • Little is required to sign up

You must have an active bank account with KCB and also register for mobile banking.

Mobi Loan KCB

Features of the KCB mobi loan

  • A loan of up to Ugx 2,000,000 is available to you.
  • The loan must be repaid within 30 days.
  • Each loan that is processed carries an interest rate of 6%.
  • Direct deposit of the loan into your KCB bank account.
  • Any default will result in a 10% monthly penalty.

Rates and fees

  • The range starts at UGX 5,000 and goes up to UGX 2,000,000.
  • There is a 30-day term and 6% interest.

The loan limit for the KCB mobi loan

The customer’s account performance over the previous six months, average monthly savings, and on-time loan repayments all go into determining the KCB Mobile loan limit.

Dial *244#, choose 5 for a mobile loan, and then choose 4 to check your loan limit to find out how much you can borrow. Between 5,000 and 2,000,000 Ugandan Shillings are available for borrowing.

How to pay your mobi loan back

  • Dial *244# on your mobile phone
  • Select 5” Mobi Loan”
  • Choose 2” Loan Payments”
  • Choose your account
  • Enter the amount you want to pay back
  • Confirm to complete the transaction


For anyone wondering how to get the KCB mobi loan, the information above should prove helpful. Everything you need to know has been shared such as benefits, requirements, eligibility, how to pay back, and more. 

For more information, you can visit any of the KCB branches around the country and they’ll be sure to assist you.