A look at MTN Uganda Mobile Money Rates for 2022

The MTN Uganda mobile money rates have decreased in 2022, so you can now earn MTN Senkyu points and enjoy the most fantastic rates.

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The rates for MTN Uganda mobile money have decreased in 2022, so you can now enjoy the best rates and earn MTN Senkyu points when using MTN Mobile Money.

The maximum transaction limit for MTN Mobile Money is UGX 5,000,000. The minimum acceptable balance on your MTN Mobile Money account is 0. 

The maximum balance on your MTN Mobile Money account is UGX 20,000,000. The minimum transaction amount allowed by MTN Mobile Money is 500 Uganda shillings.

Using MTN Mobile Money, you can change your PIN for free and get a free Mini-statement. Purchasing airtime and bundles for yourself and others with MTN Mobile Money is free. 

Remember, you are not required to pay any transaction or registration fees to the MTN Mobile Money agent.

MTN Mobile Money Rates 2022 for Making Payments

Amount (UGX)	Sending Rates (UGX)
Min – Max	To MTN	To Other Networks	To the Bank	To East Africa
500  –  2,500	30	330	N/A	1,000
2,501  –  5,000	100	440	1,500	1,150
5,001 – 15,000	350	700	1,500	1,400
15,001 – 30,000	500	880	1,500	1,650
30,001 – 45,000	600	1,210	1,500	1,950
45,001 – 60,000	750	1,500	1,500	2,250
60,001 – 125,000	1,000	1,925	1,500	3,200
125,001 – 250,000	1,100	3,575	2,250	5,000
250,001 – 500,000	1,250	7,000	4,100	9,050
500,001 – 1,000,000	1,250	12,500	6,150	17,200
1,000,001 – 2,000,000	1,250	15,000	9,250	33,450
2,000,001 – 4,000,000	1,250	18,000	11,300	55,900
4,000,001 – 5,000,000	1,250​	20,000	11,300	61,100

MTN Mobile Money Rates 2022 for Withdrawing Money

Amount (UGX)	Withdrawing Rates (UGX)	Senkyu Points	Tax (UGX)
Min – Max	From Agent	From ATM	Min	Max
500 – 2,500	330		6	3	13
2,501 – 5,000	440	1,150	8	13	25
5,001 – 15,000	700	1,150	14	25	75
15,001 – 30,000	880	1,150	16	75	150
30,001 – 45,000	1,210	1,400	24	150	225
45,001 – 60,000	1,500	1,400	30	225	300
60,001 – 125,000	1,925	2,150	38	300	625
125,001 – 250,000	3,575	4,000	70	625	1,250
250,001 – 500,000	7,000	6,650	140	1,250	2,500
500,001 – 1,000,000	12,500	11,950	150	2,500	5,000
1,000,001 – 2,000,000	15,000		300	5,000	10,000
2,000,001 – 4,000,000	18,000		360	10,000	20,000
4,000,001 – 5,000,000	20,000		400	20,000	35,000

MTN Mobile Money Rates 2022 for Sending Money

Amount (UGX)	Making Payments (UGX)
Min – Max	To Solar Now, Ready Pay, Azam TV, School Fees	To UMEME, NWSC, DStv, StarTimes, NSSF, Multiplex
500 – 2,500	110	190
2,501 – 5,000	150	600
5,001 – 15,000	5​50	1,000
15,001 – 30,000	650	1,600
30,001 – 45,000	750	2,100
45,001 – 60,000	850	2,800
60,001 – 125,000	950	3,700
125,001 – 250,000	1,050	4,150
250,001 – 500,000	1,300	5,300
500,001 – 1,000,000	3,350	6,300
1,000,001 – 2,000,000	5,750	6,300
2,000,001 – 4,000,000	5,750	6,300
4,000,001 – 5,000,000	5,750	6,300

Taxes are included in Ugandan Shillings and are immediately subtracted when a transaction is processed. In addition to local fees, roaming transactions incur additional charges.

SMS fees are incurred when a consumer performs MTN Mobile Money transactions while travelling. 

The SMS fees shown below are supplementary to the transaction fees and will be deducted from the airtime balance.

MTN Mobile Money SMS fees for roaming MTN clients

Type of Transaction	Quantity of SMSs	Rates Inclusive of TAX (in UGX)
Buy airtime	2	111
Bill payments	4	222
Send Money to unregistered non-mobile user	2	111
Send Money to a registered MTN number	2	111
Send Money to an unregistered mobile user	4	222